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Financing & rebates

Water heaters fail without warning, and an unplanned replacement lands hard. Here are the legitimate ways homeowners in this region spread or reduce that cost — described plainly, with the limits stated up front.

Financing & rebates

Make a replacement easier to absorb

Replacing a water heater is rarely planned. Here are the paths homeowners use to spread or reduce the cost.

Monthly payment options

Financing is offered through third-party lenders. Approval, rates and terms are set by the lender.

Utility & federal programs

Heat pump water heaters may qualify for incentive programs. Availability changes by jurisdiction and year.

We help with paperwork

We can point you to the right program documentation for the equipment we install.

Eligibility disclaimer: financing is subject to credit approval by the lender. Rebate and tax-credit eligibility depends on your utility, jurisdiction, equipment model and tax situation. We do not guarantee approval or incentive amounts, and nothing here is tax advice.

Financing & rebate details

0% APR for 60 months — on approved credit

Qualified buyers can finance an installed water heater through Synchrony with 0% APR for 60 months. See exactly how the promotion works, what it covers and the fine print.

See the 0% financing offer

Eligibility questions

Get installed pricing first

Know the number before you think about payments. The warehouse shows installed pricing on the systems we stock.

Equipment experience

A. O. Smith is the line we stock and install most. We also work on the leading tank, tankless and hybrid systems already found in DMV homes.

Compare brands
  • Hot Water ExpressTHE HOT WATER EXPRESS
  • A. O. Smith
  • Bradford White
  • Rheem
  • State Water Heaters
  • Navien
  • Rinnai

Manufacturer names identify equipment we install or service. Hot Water Express is an independent local company; manufacturer authorization or endorsement is not implied.